Web Application for Crop Insurance Settlement Through Public Blockchain

Abstract

Efficient implementation of crop insurance schemes in India has been hampered by delays, lack of transparency, and poor farmer engagement. This paper presents the design and development of a web-based crop insurance application aimed at streamlining policy selection, premium calculation, and claim status tracking for both farmers and administrators. Built with modular functionality, the system provides role-based access for farmers, insurers, and government agencies. The application integrates real-time weather data, geolocation, and crop cutting experiment (CCE) inputs. Evaluation of the system reveals improved user experience, transparency, and data accuracy compared to conventional methods. This study offers a technical and functional roadmap for digitizing agricultural insurance platforms in developing economies. In addition to improving service delivery, the web-based application also fosters accountability among stakeholders by creating a centralized, verifiable record of transactions and claims. The integration of weather APIs and CCE image uploads ensures that claim assessments are grounded in real-time, location-specific evidence, reducing disputes and enhancing trust in the system.